Insurance coverage

Financing your treatment

Because TMS is a new and still-developing treatment option, many insurance plans do not provide coverage for the therapy, however; that’s changing. After FDA approval and recent healthcare advances, several health insurance plans now offer coverage that ranges from partial to complete reimbursement. As research progresses and the NeuroStar Care Connection (NCC) program promotes reimbursement for this treatment, insurance coverage for TMS Therapy is likely to expand as well.

Several insurance companies do cover TMS.  These include:

Anthem Blue Cross and Blue Shield

  • Covers California, Georgia, Nevada, Colorado, Connecticut, Indiana, Kentucky, Maine, Missouri,
    New Hampshire, Ohio, Virginia, Wisconsin, New York
  • Policy Number: #BEH.00002

Blue Cross Blue Shield of Illinois

  • Covers Illinois
  • Policy Number: #PSY301.015

Blue Cross Blue Shield of Nebraska

  • Covers Nebraska
  • Policy Number: #IV.67 (Within the Medical Policy Manual)

Blue Cross Blue Shield of Rhode Island

  • Covers Rhode Island, Massachusetts, New Hampshire
  • Policy Number: N/A

Blue Shield of California

  • Covers California
  • Policy Number: N/A

Emblem Health

  • Covers New York, Connecticut, New Jersey
  • Policy Number: # MG.MM.ME.43v3

Health Net

  • Covers California, Arizona, Washington, Oregon, Connecticut
  • Policy Number: #NMP 508

Health New England

  • Covers Central and Western Massachusetts
  • Policy Number: N/A

Optima Behavioral Health

  • Covers Maryland, North Carolina, Virginia, West Virginia, Washington D.C.
  • Policy Number: N/A

Premera Blue Cross

  • Covers Washington and Alaska
  • Policy Number: #2.01.526

Priority Health

  • Covers Michigan and other states
  • Policy Number: #91563-R1

Tufts Health Plan

  • Covers Massachusetts
  • Policy Number: #2113347

Don’t see your company?  That doesn’t mean they won’t cover; it just means they do not currently have a policy outlining coverage.  In some instances, single case agreements can be arranged, and we are happy to help file them on your behalf.

It is important to remember that both NeuroStar and Aspen are here to help you through this process.

NeuroStar Reimbursement Support

NeuroStar TMS Therapy may be covered on a case-by-case basis. Patients can work with their provider and the NeuroStar Reimbursement Support (NRS) program to seek case-by-case coverage. The NRS office is staffed by trained reimbursement specialists to help providers and patients with the reimbursement process. Programs through NRS are available to assist with the process of benefits investigation. Additionally, NRS can provide general assistance with understanding the insurance coverage processes, including prior authorization and appealing a denial for NeuroStar TMS Therapy.

The NeuroStar Reimbursement Support program offers services to customers and their patients who qualify. Please contact NRS directly for more information. New therapies like NeuroStar TMS Therapy often are not included in health insurance plans when they first become available to patients. It usually takes time for health insurance plans to establish coverage policies for newly approved technologies such as NeuroStar TMS Therapy. The objective for the NeuroStar Reimbursement Support staff is to provide general assistance with the insurance process for patients who qualify.

Download NeuroStar Enrollment Form

Contact Information
NeuroStar Reimbursement Support
Tel: 1-877-622-2867
Fax: 1-800-790-8590

Hours of Operation
Monday–Friday, 10:00 a.m. – 7:00 p.m. EST
Closed Holidays

So How Do I Pay?

Aspen offers several payment options for you and these can be discussed during an initial consultation.  It is important to speak to you and gain an understanding of your history of depression before determining total cost.  Many patients have chosen such options as taking out a line of credit or utilizing their Health Spending Accounts, as needed.  Additionally, there are loan options available, and you can complete applications with us or online in the privacy of your own home.  Loans can break payments down to about $150-$200 a month and make the treatment more affordable for many. Click below to open their respective web pages.

Download NeuroStar Care Connection Brochure
Visit NeuroStar’s website for more information about insurance coverage and patient financing.