Paying for TMS

Insurance coverage for TMS Therapy varies depending on individual carriers and plans and may be determined on a case-by-case basis. Aspen staff members will work with each patient to help determine eligibility. Aspen helps patients attain the coverage they need as quickly as possible so that they may access this beneficial treatment.

Aspen offers several payment options for you and these can be discussed during an initial consultation. It is important to speak to you and gain an understanding of your history of depression before determining total cost.

Insurance coverage

Financing your treatment

Many insurance plans offer coverage for Transcranial Magnetic Stimulation that ranges from partial to complete reimbursement. As research progresses, insurance coverage for TMS Therapy is likely to expand as well.

Below is a list of insurance providers that cover TMS. If you do not see your insurance in this list, we can verify coverage with you over the phone.

  • Aetna
  • Anthem BCBS
  • BCBS of IL
  • BCBS HMO (Physicians Care Network)
  • Cigna
  • Health Alliance
  • Humana
  • Medicare
  • MH Net
  • Quartz
  • United Healthcare

Don’t see your company?  That doesn’t mean they won’t cover; it just means they do not currently have a policy outlining coverage.  In some instances, single case agreements can be arranged, and we are happy to help file them on your behalf.

It is important to remember that Aspen is here to help you through this process.

So How Do I Pay?

Aspen offers several payment options for you and these can be discussed during an initial consultation.  It is important to speak to you and gain an understanding of your history of depression before determining total cost.  Many patients have chosen such options as taking out a line of credit or utilizing their Health Spending Accounts, as needed.  Additionally, there are loan options available, and you can complete applications with us or online in the privacy of your own home.  Loans can break payments down to about $150-$200 a month and make the treatment more affordable for many. Click below to open their respective web pages.